Part of a strata complex with body corporate insurance?  Thinking your insurances are taken care of through the Owners Corporation’s insurance programme?  No.  They are not.  As an individual unit owner you own the air space within 4 walls of your unit.  The walls and the common areas outside your 4 walls are Owners Corporation [...]

This is an area of protection within an insurance programme that is often an afterthought. Inadequate insurance is a real risk here as the difficulties of reinstating a building following a major loss can be substantial.  The period you insure the lost rent (12 mths, 18 mths, 24 mths etc) becoming more critical depending on [...]